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Financial Aid

Financial Aid

Alternative Financing Options

We have created this page to help you navigate the wealth of options available to help you finance your remaining educational costs.

First things first – if you are federal student aid eligible and you have not completed your Free Application for Federal Student Aid (FAFSA) - go to it! Make sure you're taking advantage of all federal loans and grants before pursuing other loan types.


Federal Student Loan & CSU Emergency Loan Information

Check out current Federal Direct Loan Interest Rates

Complete Entrance Loan Counseling and Master Promissory Note requirements

Review Federal, State and Institutional Loan Options and the CSU Emergency Loan

Do you need a loan that your parents will borrow for you? Check out the Federal Direct Parent Loan for Undergraduate Students (PLUS) (under the "Parent Borrowers" heading) which offers fixed interest rates, in-school deferments and ability to write off interest paid on your taxes if you qualify.


Payment Plan

If you would like to break up your balance into interest-free monthly payments, check out payment plan options – act fast and be aware of deadlines!


Private Student Loans

Private Student Loans are also a great way to meet your costs. These are primarily student borrowed and you can be eligible if you are enrolled on a less than half time basis (Half-time for undergrads is 6 credits, half-time for graduate students is 4 credits.) You can review lender options and terms on ELM Select.

Do you need to know what all the terms mean? Review our Private Loan Primer.