Student Guide to Financial Aid for Study Abroad
Tips to ponder when considering studying abroad:
- Timing is critical! Contact the Financial Aid Office to help with planning and budgeting.
- There will be deposits and other payment deadlines prior to the term of the Study Abroad program. Financial aid such as Pell, HOPE, and other federal grants pay based on the hours enrolled for each term. Federal Stafford and PLUS loans may provide excess funds to meet these early expenses.
- If you will or have received a refund for the term prior to your study abroad term, remember that is an available resource. In addition, consider resources from employment and family. Plan ahead and budget money for your study abroad term. Please keep in mind, besides the program costs paid to the Center for Global Engagement, there will be other expenses such as food and personal purchases during your study abroad trip.
- Refunds for CSU students are available during the second week of the semester. Make sure you have activated your CougarOne account and consider selecting 'Easy Refund' for funds to be transferred quickly to your CougarOne card during the term of your study abroad program.
- An internet search for alternative educational loans may be an option you want to explore. Please note that credit checks are required for alternative educational loans. Also, lenders issue a paper check for these loans during the term you are attending a study abroad program.
- You may want to confirm with your bank about granting a 'general power of attorney' to a parent or close family member that can sign and/or deposit the check and see that your school expenses are paid.
- Keeping in mind your resources, search for study abroad programs that fit within your price range and all expenses are covered with emergency funds available if necessary
Timing: This is an approximate time-line. Please be aware that certain study abroad programs may have payment deadlines that require these steps to be accomplished earlier than the suggested times.
- Complete your FAFSA online for the corresponding aid year by the priority deadlines:
- Fall Semester – March 15th
- Spring Semester – November 15th
- Summer Semester – March 15th
- Six months prior to the study abroad term, search for study abroad programs, meet with a Center for Global Engagement staff person and complete an application for a study abroad program. Obtain an estimate of study abroad costs in writing for your program from the Center for Global Engagement. For study abroad advising, email firstname.lastname@example.org to make an appointment or stop by the Center for Global Engagement, Schuster 117 Monday – Friday between the hours of 8:00 AM and 5:00 PM.
- One semester prior to the study abroad term, search for study abroad scholarships; be aware of scholarship deadline dates set by the Center for Global Engagement and complete applications.
- Approximately 2-3 months prior, contact Financial Aid ensure your financial aid has been processed and that you will have enough funding to cover your expenses. This should be done prior to paying any non-refundable program fees. For Financial Aid assistance, email email@example.com, call (706) 507-8800, or visit our Enrollment Service Center located in University Hall Monday – Friday between 8:00 AM and 5:00 PM.